Mechanism and Application of 5C Principles in Distribution Financing at Bank Jatim Syariah KCP Mojokerto

Abstract

The purpose of conducting this research is to find out the mechanism and application of the principles 5C in distributing financing to the East Java Syariah bank KCP Mojokerto Method In this research, qualitative methods are used. This research also collects data through interviews, with the type of primary data obtained from written words or oral sources as well as those related to research such as books, websites and journals that are processed into research material. The research results show that The 5C principles is a principle in banking for making decisions whether the customer deserves to be given financing or not. The aim of the implementation This 5C principles does not harm both parties, namely the customer and the bank sharia, one way is to carry out a 5C principles analysis of candidates customers.