Rizwan, M., Eriyati, E., Wasnury, R. and Sidabalok, S. 2026. Determinants of Sharia Finance Inclusion among Students in Universitas Riau. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE). 9, 2 (May 2026), 11880-11900. DOI:https://doi.org/10.31538/iijse.v9i2.9337.