Khairiyah, I., Lubis, F., & Nasution, M. L. (2023). Analysis of the Influence of External Factors of Sharia Bank on Non-Performing Financing (NPF) of Indonesian Sharia Commercial Banks. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 6(3), 1838-1851. https://doi.org/10.31538/iijse.v6i3.3899