Salsabillah, P., Rafsanjani, H., & Virana, T. A. (2026). THE EFFECT OF CAPITAL ADEQUACY, OPERATIONAL EFFICIENCY, AND THIRD-PARTY FUNDS ON PROFITABILITY IN SHARIA COMMERCIAL BANKS IN INDONESIA. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(2), 12625-12642. https://doi.org/10.31538/iijse.v9i2.9563