SALEH, W.; AMRI, N. F.; JUMARDING, A. ANALYSIS OF TECHNOLOGY ADAPTATION LEVEL AND EMPLOYEE DIGITAL COMPETENCE ON THE QUALITY OF THE FINANCIAL REPORTS (CASE STUDY: USE OF DIGITAL ACCOUNTING APPLICATIONS IN MSMES). Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), v. 9, n. 2, p. 13514-13526, 10 jun. 2026.