Safita, Dian, Abdul Kahar, Mustamin Mustamin, and Latifah Yuniar. 2026. “MSME Financial Capacity Development Model (Micro, Small, Medium Enterprises)”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 9 (1), 9082-9100. https://doi.org/10.31538/iijse.v9i1.9806.