Hanifah, T. M. and Aminah, W. (2026) “The Effect of the Underwriting Ratio, Premium Growth Ratio, and Risk-Based Capital on Profitability in Companies in the Insurance Subsector Listed on the Indonesia Stock Exchange for the Period 2020–2024”, Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(2), pp. 14742-14756. doi: 10.31538/iijse.v9i2.10946.