Ananta, D., Rahmadana, M. F. and Fitrawaty, F. (2026) “The Effects of Loan-to-Value (LTV), Minimum Reserve Requirement (MRR), and Capital Adequacy Ratio (Car) on the Performance of State-Owned Banks”, Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(1), pp. 3000-3010. doi: 10.31538/iijse.v9i1.9135.