D. Prastiono, S. Rahmawati, S. Haniyah, S. Bakhri, and A. Aziz, “The Effect of DER, CAR, and ROA on Liquidity with Firm Size as a Moderating Variable in Islamic Commercial Banks (BUS) During the 2020–2024 Period”, IIJSE, vol. 9, no. 2, pp. 17994-18004, Sep. 2026.