Darma, K., S. Mulyantini, and J. Jubaedah. “The Influence of Liquidity Management and Specific Banking Factors on Profitability Through Credit Growth in Indonesia”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), Vol. 7, no. 3, Oct. 2024, pp. 7607-32, doi:10.31538/iijse.v7i3.5659.