Lestari, V., T. Sukma, A. Yulianto, and I. Ulum. “The Effect of Financing on Deposit Ratio, Return on Assets, and Third-Party Funds on Musyarakah Financing in Sharia Banks”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), Vol. 8, no. 3, Oct. 2025, pp. 12212-2, doi:10.31538/iijse.v8i3.8060.