Kurniawan, C. “The Role of Service Quality in Strengthening the Influence of Service Rates and Facilities on Transaction Decisions: A Study of BRILink Agents in Pesantren Village, Kediri”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), Vol. 8, no. 3, Nov. 2025, pp. 13473-86, doi:10.31538/iijse.v8i3.8237.