Satriawan, M. F., and W. Lestari. “The Effect of Credit Risk, Liquidity, and Capital Structure on the Financial Performance of Conventional Banks With Profitability As a Control Variable”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), Vol. 9, no. 1, Dec. 2025, pp. 1410-24, doi:10.31538/iijse.v9i1.8735.