Sijabat, Reza, and Nurhadi Nurhadi. “Comparative Analysis of Stock and Mutual Fund Allocation Among Generation Z Based on Behavioral Finance Factors (A Study of Generation Z in Surabaya)”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 9, no. 2 (July 21, 2026): 16487-16499. Accessed August 21, 2026. https://e-journal.uac.ac.id/index.php/iijse/article/view/10148.