Namira, Annisa, Nurlaila Nurlaila, and Fauzi Arif Lubis. “The Influence of Sharia Financial Literacy and Trust in Customer Decisions With Religiosity As a Moderating Variable in Online Loan Applications in South Jakarta”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 6, no. 2 (July 4, 2023): 822-847. Accessed September 22, 2026. https://e-journal.uac.ac.id/index.php/iijse/article/view/3668.