Hasibuan, Indra, Ridho Erianto, and Sugianto Sugianto. “Implementation of Sharia Insurance Risk Management”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 7, no. 3 (August 3, 2024): 5238-5251. Accessed April 27, 2026. https://e-journal.uac.ac.id/index.php/iijse/article/view/4487.