Aditya, Erliana, Karin Resnik, and Susy Muchtar. “Factors That Influence the Level of Banking Profitability in Indonesia”. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 8, no. 1 (July 13, 2025): 7691-7702. Accessed June 17, 2026. https://e-journal.uac.ac.id/index.php/iijse/article/view/6212.