Wahyuni S, Hafiz M, Pradesyah R. The Effect of Contribution, Role, and Capital on MSMEs Business Development in Islamic Banks with Human Resources Quality as A Moderation Variable. IIJSE [Internet]. 31Jan.2023 [cited 7Sep.2026];6(1):222-31. Available from: https://e-journal.uac.ac.id/index.php/iijse/article/view/3044