1.
Zein A, Sartika F. Financial Literacy, Consumptive Behavior, and Lifestyle on the Use of Shopee PayLater with the Moderating Role of Financial Behavior. IIJSE [Internet]. 21May2025 [cited 21Apr.2026];8(2):5910-27. Available from: https://e-journal.uac.ac.id/index.php/iijse/article/view/6017