1.
Kartika D, Suryadi E. The Influence of Financial Knowledge, Financial Self-Efficacy, and Financial Stress on Financial Well-Being among University Students Using Paylater in Pontianak City. IIJSE [Internet]. 11Apr.2026 [cited 28Aug.2026];9(1):9306-18. Available from: https://e-journal.uac.ac.id/index.php/iijse/article/view/9773