1.
Syafira M, Safitri H, Hariyanto D. The Effect of E-Wallet Usage Intensity, Lifestyle, and Income on Personal Financial Management with Self-Control as a Moderating Variable among Private Employees in Pontianak. IIJSE [Internet]. 11Apr.2026 [cited 17Jun.2026];9(1):9250-66. Available from: https://e-journal.uac.ac.id/index.php/iijse/article/view/9801