Al-Mashrof (Journal of Islamic Banking and Finance) is a scientific journal published by the Islamic Banking Study Program, Faculty of Sharia, KH. Abdul Chalim University (UAC) Mojokerto. This journal was established in 2024 and is published periodically twice a year, namely in June and December.

The Al-Mashrof Journal is a scientific publication that focuses on the development of science in the field of Islamic banking and finance. This journal aims to present various research and studies related to the application of sharia principles in the banking industry, both at the national and global levels. Every article published in this journal goes through a rigorous review process to ensure significant scientific contributions and their compliance with sharia values. This makes the Al-Mashrof Journal one of the most trusted sources of information for academics, practitioners, and regulators who are interested in the development of Islamic banking.

One of the main focuses of this journal is to examine Islamic monetary policy and how this system can support economic stability. In addition, the journal explores the latest innovations in Islamic financial contracts, such as murabahah, mudharabah, and ijarah, and how these mechanisms can be applied to create competitive banking products. Published research also often discusses the comparison between conventional and Islamic banking systems, providing an in-depth view of the advantages and challenges of each system.

The journal also pays special attention to the development of financial technology (fintech) in the context of Islamic law. With the increasing development of fintech, many new challenges have emerged regarding compliance with Islamic principles in digital transactions. The al-Mashrof journal serves as a platform to discuss how these technological innovations can be aligned with Islamic provisions, especially in terms of peer-to-peer lending, digital payments, and technology-based investments.

In addition, the journal also examines issues related to government regulations and policies that impact the Islamic banking industry. Topics such as the role of Bank Indonesia and the Financial Services Authority (OJK) in supervising Islamic banking, as well as relevant fiscal and monetary policies, are important parts of the discussion in this journal. With an in-depth study of regulations, this journal is expected to help policy makers in formulating appropriate steps to advance the Islamic banking industry.

The al-Mashrof journal also opens up space for discussions on social and economic issues that affect Islamic banking, such as financial inclusion, poverty alleviation through Islamic financing, and the role of Islamic microfinance in economic development. By providing a platform for various perspectives and methodological approaches, this journal seeks to advance a more holistic understanding of the role of Islamic banking in creating a fair and sustainable financial system. This journal accepts research articles that use various methods, both quantitative and qualitative.

Focus and Scope

Al Mashrof Journal has a wide range of topics, including:

  • Islamic Insurance
  • Islamic Capital Market and Investment
  • Micro and Macro Islamic Finance
  • Accounting for Islamic Banking and Insurance
  • Islamic Monetary Policy,
  • Human Resource Management in Islamic Banking and Financial Institutions,
  • Marketing Management in Islamic Banking and Financial Institutions,
  • Innovation and Hybrid Contracts,
  • Shariah Compliance,
  • Islamic Corporate Finance,
  • Fintech and Peer to Peer Lending in Islamic Finance,
  • Regulation of Islamic Financial Institutions,
  • Economic Crisis Policy in Islamic Banking.