The Role of Zakat Digitization in Mediating the Influence of Productive Zakat on Mustahik Economic Empowerment (Study on Baznas Pekalongan City)
Abstract
This study aims to examine and analyze the effect of productive zakat on the economic empowerment of mustahik, with zakat digitalization as a mediating variable, at the Nasional Zakat Agency (BAZNAS) of Pekalongan City. The Independent variable in this study is productive zakat, the dependent variable is the economic empowerment of mustahik, While the mediating variable is zakat digitalization. The research approach applied is Quantitative, with a sampling technique based on the Slovin formula, Which yielded 94 respondents from the population of mustahik recipients of productive zakat. The type of data used is Primary Data, collected through the distribution of questionnaires. Data analysis was conducted using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) via the WarpPLS 7.0 Application. The results indicate that prodictive zakat has a positive and significant effect on the economic emprowerment of zakat recipients as well as zakat digitalization. Furthermore, zakat digitalization also demonstrated a positive and significant influence on the economic emprowerment of zakat recipients. Additionally, zakat digitalization was found to mediate the economic emprowerment of zakat recipients.
Downloads
References
, A. (n.d.). Baznas: Potensi zakat di Indonesia mencapai Rp327 triliun.
Amil, B., & Nasional, Z. (2024). ZAKAT NASIONAL. 0–80.
Erni, R. (2024). Sinergi International Journal of Islamic Studies. 1, 24–37.
Gani, A. A. (2025). OPTIMALISASI REGULASI PENGELOLAAN ZAKAT SEBAGAI KEUANGAN PUBLIK ISLAM DALAM UPAYA MENGENTASKAN KEMISKINAN DI INDONESIA. 02(02), 15–24.
Ghazya, A. (2025). Peran zakat Dalam Menanggulangi Kemiskinan: Analisis Multi-Dimensi dan Implikasi Kebijakan. 3, 18–39. https://doi.org/10.56184/jeijournal.v3i1.494
Hassan et al. (2024). THE SYNERGY OF ISLAMIC FINANCE AND SUSTAINABLE DEVELOPMENT: MANAGEMENT INNOVATION IN PESANTREN-BASED AMIL ZAKAT INSTITUTIONS. 4(1), 103–115.
Hendrayanto, nur taufiq sanusi. (2021). Pendayagunaan Zakat Produktif Dalam Prespektif Hukum Isalam. 3(3), 39–47.
Imas Rosi, R. A. (2019). Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahiq ( Studi Kasus Lembaga Amil Zakat Dompet Dhuafa Republika Yogyakarta 2017 ). Zakat Productive, Economic Empowerment, Mustahiq
Isbahi, M. B., Zuana, M. M. M., & Toha, M. (2024). The Multi-Social Relation of the Cattle Industry in the Plaosan Subdistrict Animal Market of Magetan Regency. Malacca: Journal of Management and Business Development, 1(1), 31–46. https://doi.org/10.69965/malacca.v1i1.51
Juliani, J. (2020). Dampak Penyaluran Zakat Produktif Terhadap Pemberdayaan Ekonomi Mustahik (Kajian pada Lembaga Keuangan Mikro Syariah Baitul Mal Aceh). Tadabbur: Jurnal Peradaban Islam, 2(2), 312–332. https://doi.org/10.22373/tadabbur.v2i2.25
Listiana, A. N. (2022). Digitalisasi zakat dalam upaya meningkatkan kesejahteraan sosial dan pemulihan ekonomi nasional selama pandemi covid-19. 2(2), 116–137.
Masniana. (2014). Zakat dalam prespektif ekonomi islam. 1(1).
Maulidya, C., & Fahrullah, A. (2021). Analisis Pendayagunaan Zakat Produktif Terhadap Pengembangan Usaha Mikro Mustahik (Studi Zakat Center Lazismu Gresik). 4(2), 168–178. https://doi.org/10.26740/jekobi.v4n2.p168-178
Nugraha, S., Malik, Z. A., & Himayasari, N. D. (2024). Efektivitas Penyaluran Zakat Produktif Melalui Program Pemberdayaan Ekonomi dalam Meningkatkan Kesejahteraan Mustahik. 31–38.
Nur Aeni. (2025). Zakat Produktif Dan Peningkatan Kesejahteraan Mustahik: Studi Pemberdayaan Ekonomi Berbasis Syariah. Jurnal Ilmiah Manajemen, Ekonomi Dan Akuntansi, 5(2), 01–12. https://doi.org/10.55606/jurimea.v5i2.914
Ramadhani et al. (2025). Productive Zakat Based on Local Potential: A Multi-Case Study in Rural and Urban Areas. 16(2), 160–178. https://doi.org/10.35891/ml.v17i2.6153
Rohmaniyah, W., Ekonomi, F., Iain, I., Raya, J., & Km, P. (2021). Optimalisasi Zakat Digital Melalui Penguatan Ekosistem Zakat di Indonesia. 3(2), 232–246.
Suryadi, N., Kusdiana, Y., & Mahera, R. M. (2026). Public Trust as a Mediator of the Effect of Zakat Digitalization on Zakat Fund Receipts at Baznas , Pekanbaru City. 3(2025), 281–289.
Verdianti, P. (2023). Pengaruh Penggunaan Digitalisasi Zakat Terhadap Efektivitas Dalam Pengumpulan Zakat Pada Baznas Kalbar. 1(1), 43–53.
Yuniarti, R., Hilal, S., & Fasa, M. I. (2023). Pendistribusian Zakat Produktif Dalam Mensejahterakan Mustahik Atas Dana Zakat Yang Dikelola Baznas Provinsi Lampung. 7(2), 244–252. https://doi.org/10.37726/ee.v7i2.879
Copyright (c) 2026 Niddhiyah Jannah, Nur Kholidah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
