Vehicle Trade of Defaulted Finance Lease Companies in Mataram City Sharia Economic Perspective
Abstract
In Indonesia, auctions were officially entered in 1908 with the Auction Law, Vendu Reglement, in Staatblad 1908 Number 189. Public sales or auctions are any sale of goods in public by oral and/or written bidding efforts to gather interested parties/auction participants. Vehicle auctions for defaulted owners who can no longer make payments will proceed with auctioning the vehicle. Auction sales in fiqh muamalah are called Bai' imuzayyadah or more commonly known as auction sales, which is a form of offering merchandise in a crowd where buyers bid with higher prices until the highest price is reached, and a contract is made, and the buyer takes the goods from the seller. The purpose of this study is to thoroughly explore the auction sale process of defaulted vehicles by finance companies in Mataram City. The method used in this research is qualitative, with key informants being debt collectors, both freelance and permanent employees from PT. Adira Dinamika Multi Finance Syariah Tbk Mataram branch. The study results show that the entire auction sale process has complied with the applicable regulations and follows Islamic Sharia.
Downloads
References
Achmadi, A. & N. (2011). Teori Metodologi Penelitian. Teori Metodologi Penelitian, 1–21.
Busaini, B., & Huzaini, M. (2017). Etos Kerja Islami Dan Kesejahteraan Karyawan Pada PT. Adira Dinamika Multi Finance Syariah. JEBI (Jurnal Ekonomi Dan Bisnis Islam), 2(2), 159–174.
Hidayanti, 2021. (2021). The Level Of Welfare Of Cattle Traders In Masbagik District Of. 1(3), 1–7.
Hidayanti, N. (n.d.). Etos Kerja Islami Dan Kesejahteraan Karyawan Pada PT. Adira Dinamika Multi Finance Syariah.
Hidayanti, N. (2019). Kinerja Islami dan Kesejahteraan Karyawan Pada PT. Adira Finance Cabang Mataram. Jurnal Econetica: Jurnal Ilmu Sosial, Ekonomi, Dan Bisnis, 1(2), 38–51.
Hidayanti, N. F. (2021). Implementation Of Marketing Mix In Subsidied Housing In Islamic Economic Perspective. Journal of Sharia Economy and Islamic Tourism, 1(1), 30–39. http://journal.ummat.ac.id/index.php/jseit/article/view/3851
Pandangan Islam. Al Birru: Jurnal Keuangan Dan Perbankan Syariah, 1(2), 12–19.
Hulaimi, A., & Nur Fitri Hidayanti. (2023). Competition and Work Motivation of Employees of Pt. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram. International Journal of Social Science, 2(6), 2345–2350. https://doi.org/10.53625/ijss.v2i6.5362
Melina, F., & Saputra, H. E. (2022). Tinjauan Fiqh Muamalah Kontemporer Tentang Badan Perantara ( Samsarah ) Dan Jual Beli Lelang ( Bay Al-Muzayaddah ). 5, 98–109.
N. F. (2022). Etika Debt Collector Finance Syaraiah Dalam Menuntaskan Tugasnya Dalam
Nida, K., Zafi, A. A., Conge, J., Bae, N., & Tengah, P. J. (2020). Perspektif Islam Terhadap Jual Beli Dengan Sistem Lelang. 221–238.
Sirilius Seran. (2020). Metodologi Penelitian Ekonomi Dan Sosial. In Metodologi Penelitian Ekonomi Dan Sosial.
Syariah, B. (2015). Prinsip timbulnya perikatan dalam perjanjian jual beli berbasis syariah ▪. 13(20120), 294–311.
Tauhid Rejeki Ramadhan, Ahadiah Agustina, N. F. H. (2016). The Role of Bank NTB Syariah in Supporting Capital in Red Onion Farming Businesses in Hidirasa Village, Wera District, Bima District. 19(5), 1–23.
Team, E., History, J., Saputra, D., Agustina, A., & Hidayanti, N. F. (2024). Analysis of Factors Influencing Sharia Economics Students ’ Interest in Using Digital Wallets (Case Study of E-Wallet Fund Users at Muhammadiyah Mataram University).
Copyright (c) 2024 Nur Fitri Hidayanti, Ahmad Hulaimi, Zaenafi Ariani
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
