Exploring Zakat Distribution Via Blockchain in Indonesia Perspective of Maslahah Mursalah Wahbah Zuhaili
Abstract
To achieve the goal of increasing the effectiveness and efficiency of zakat services, it is very important to have a strong security system in zakat administration. This includes the accurate distribution of zakat money to mustahiq. Blockchain technology is a digital data storage system consisting of several servers, which serves this purpose. This article explains blockchain zakat in Indonesia when viewed with maslahah mursalah according to Wahbah Zuhaili. This study uses a qualitative descriptive method and its type is library research (literature review) with an ushul fiqh approach. The data analysis techniques used in this article are data reduction, data presentation, and conclusion. The results of this study state that Blockchain provides a stimulus for optimizing zakat fund management through basic benefits (maslahah ad-dharuriyah) in the form of maintaining the religion of muzakki to fulfill obligations (hifdz ad-din), and protection of property. up to mustahiq (hifdz al-mal), and maintaining the good name of zakat institutions from slander in zakat governance due to the openness of the system (hifdz al-'ird). The high scope of transactions recorded in the blockchain system, including the collection and distribution of zakat, is smoothness in realizing the welfare of mustahiq and helping the country's economy so that government contribution is needed in supporting the progress of zakat management with blockchain technology.
Downloads
References
Alaeddin, O. (2021). Implementing the Blockchain Technology in Islamic Financial Industry: Opportunities and Challenges. Journal of Information Technology Management, 13(3), 99–115. https://doi.org/10.22059/JITM.2021.83116
Ana Reyna, et. Al, “. (2018). On blockchain and its Integration with IoT, Challenges and Opportunites. Future Generation Computer Systems, 88, 175.
Ascarya, & Yumanita, D. (2018). Analisis Rendahnya Pengumpulan Zakat Di Indonesia Dan Alternatif Solusinya. In Bank Sentral Indonesia (Vol. 9, p. 21).
Ashurov, S. (2020). Developing a Conceptual Framework for Zakat Collection and Distribution Impact on Social Welfare Through Implications of SDGs. In Impact of Zakat on Sustainable Economic Development (pp. 120–138). https://doi.org/10.4018/978-1-7998-3452-6.ch009
Attar, A. (2023). Blockchain-based collection and distribution of zakat. In Emerging Applications of Blockchain Technology (pp. 111–126). https://api.elsevier.com/content/abstract/scopus_id/85178612728
BAZNAS. (2021). Laporan Kinerja Badan Amil Zakat Nasional Tahun 2020.
Beik, I. S. (2021). The Optimization of Blockchain for Greater Transparency in Zakat Management. In Islamic FinTech: Insights and Solutions (pp. 281–297). https://doi.org/10.1007/978-3-030-45827-0_16
Divisi Data, & BAZNAS, P. K. S. (2021). Sebaran Data. Pusat Data Dan Statistik BAZNAS.
Esrati, S. N., Mohd Nor, S., & Abdul Majid, M. (2018). Fintech (blockchain) dan pengurusan zakat di malaysia/ financial technology and zakah management in malaysia. In Prosiding Persidangan Kebangsaan Ekonomi Malaysia Ke 13 (Vol. 13, pp. 61–84).
Hamdani, L. (2020). Zakat Blockchain: A Descriptive Qualitative Approach. In EkBis: Jurnal Ekonomi dan Bisnis (Vol. 4, Issue 2, p. 492). https://doi.org/10.14421/ekbis.2020.4.2.1270
Hussein Elasrag. (2019). Blockchains for Islamic Finance: Obstacles & Callenges. MPRA Paper, No. 92676, 14.
Konferensi Zakat Internasional ke-4 ICONZ 2020 Hasilkan Sembilan Resolusi. (2020). HUMAS BAZNAS.
lhkpn-brin | e-PPID. (n.d.). Retrieved March 28, 2024, from https://ppid.brin.go.id/lhkpn-brin
Nazeri, A. N. N. (2023). EXPLORATION OF A NEW ZAKAT MANAGEMENT SYSTEM EMPOWERED BY BLOCKCHAIN TECHNOLOGY IN MALAYSIA. ISRA International Journal of Islamic Finance, 15(4), 127–147. https://doi.org/10.55188/ijif.v15i4.568
Nordin, N. H. (2021). The Acceptance of Blockchain System Among Zakat Users: Case of Pengkalan Chepa, Kelantan. In Lecture Notes in Networks and Systems (Vol. 194, pp. 581–593). https://doi.org/10.1007/978-3-030-69221-6_44
Pusat Kajian Strategis BAZNAS. (2019). Indikator Pemetaan PotensiZakat. PUSKAS BAZNAS.
Rabbani, M. R. (2021). Artificial intelligence and natural language processing (NLP) based FinTech model of Zakat for poverty alleviation and sustainable development for muslims in India. In COVID-19 and Islamic Social Finance (pp. 104–114). https://doi.org/10.4324/9781003121718-10
Rabbani, M. R. (2022). A Fintech-Based Zakat Model Using Artificial Intelligence. In FinTech in Islamic Financial Institutions: Scope, Challenges, and Implications in Islamic Finance (pp. 49–63). https://doi.org/10.1007/978-3-031-14941-2_3
Rejeb, D. (2020). Blockchain and Smart contract’s contributions to Zakat management system. International Conference of Zakat.
Santoso, B. (2023). Zakat Management Model Based on ICT. In Lecture Notes on Data Engineering and Communications Technologies (Vol. 161, pp. 85–97). https://doi.org/10.1007/978-3-031-26281-4_9
Undang-Undang No. 23 Tahun 2011 Tentang Pengelolaan Zakat. (2011). Lembaran Negara Republik Indonesia Tahun 2011 Nomor 115.
Wahbah al-Zuhaili. (2001). Ushu al-Fiqh al-Islami (Jilid 2, C). Dar al-Fikr al-Islami.
Zulfikri, Z. (2023). Feasibility of Central Bank Digital Currency for Blockchain-Based Zakat in Indonesia. In Lecture Notes in Networks and Systems (Vol. 488, pp. 387–395). https://doi.org/10.1007/978-3-031-08090-6_23
Copyright (c) 2023 Muhamamd Afif Zamroni, Mohamad Toha, Muhammad Mujtaba Mitra Zuana, Muhammad Baiqun Isbahi
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
