Understanding Fintech: Financial Technology Literacy
Abstract
The rapid development of information and communication technology has significantly impacted the financial industry, particularly in financial services. This industry is no longer solely dominated by conventional financial institutions but has increasingly shifted toward financial technology based on Internet servers and applications. Women, as key members of their families, actively engage with financial markets and fintech, making them an important subject for research. Fintech encompasses products such as e-wallets, P2P lending, and crowdfunding. This study employs quantitative methods, using questionnaires as the primary data collection tool. Among the three fintech products, e-wallets were the most recognized and understood by respondents. This indicates that e-wallets are more easily accessible and comprehensible compared to other products.
Downloads
References
Afdi, M., & Afdi, M. (2020). Munich Personal RePEc Archive Financial Technology ( Fintech ): It ’ s Concept and Implementation in Indonesia Financial Technology ( Fintech ): It ’ s Concept and Implementation in Indonesia ¶. 98486.
Amalia, M., & Imam, M. (n.d.). P e n g a r u h l i t e r a s i , i nk l us i v it a s , d a n m i n at menggunakan fasilitas fintech crowdfunding terhadap kinerja umkm di jabodetabek dengan variabel intervening up-scale bisnis. 1–10.
Amanita, N. (2017). Pentingnya Literasi keuangan bagi pengelolaan keuangan pribadi. Jurnal Nominal, VI.
Anis, D., & Candra, W. (2016). Literasi Keuangan Ibu rumah Tangga dalam membentuk Perilaku Keuangan. Prosiding SNA MK, 1.
Burhanuddin, C. I. (2019). Tingkat Pemahaman dan Minat Masyarakat dalam Penggunaan Fintech. 3.
Cut, M., & Karina, O. (2020). Optimalisasi Financial Teknologi (FinTech) terhadap peningkatan literasi dan inklusi keuangan Usaha Menengah Purwokerto. PERFOMANCE, 27, 12–20.
Iman, N. (2016). Financial Technology dan Lembaga Keuangan Kulonuwun … I am Nofie Iman. November.
Purnomo, A. (n.d.). Mengenal fintech sebagai inovasi bisnis keuangan. 4, 1–4.
Sugiharto, B., Mulyati, S., & Puspita, A. V. (2020). Perception of easiness in using fintech in MSMEs. 4, 207–215.
Wachyu, W., & Winarto, A. (2020). Peran Fintech dalam Usaha Mikro Kecil dan Menengah ( UMKM ). 3(1), 61–73.
Copyright (c) 2024 Endarwati Endarwati, Citra Ayudiati
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
