Utilizing Marhun Bih Based on Mutual Agreement According to Hanafi Fiqh and Syafi'i Fiqh (Case Study of Pegadaian Syariah Branch AR. Hakim Branch, Medan Area District, Medan City)
Abstract
The utilization of Rahn collateral in the view of the Shafi'i madhhab and the Hanafi madhhab is very different whereas the Shafi'i madhhab tends to prohibit this implementation because it is feared that there is usury fadhli in its implementation. The Hanafi school of thought carries it out because it considers that this can be done as long as there is permission from the owner of the rahn collateral. This research uses empirical methods and a living case study approach, as well as a conceptual approach. This research took place at Pegadaian Syariah AR Hakim Branch. The results showed that in the provisions of the utilization of collateral, especially. The Shafi'i school of thought puts forward that the use and utilization of Rahn collateral cannot be carried out even with permission. However, according to the Hanafi school, it can be carried out if you get permission from the rahnun at the beginning of the contract. In its relevance in Pegadaian Syari'ah AR Hakim Branch in Medan City itself, the implementation of the utilization of Rahn collateral itself uses the principles of the Hanafi school of thought. Not only that, if you look at the relevance, of the implementation of the utilization of Rahn collateral itself in the community of Medan City, the Hanafi school is more relevant than the Shafi'i school even though the majority of adherents in Medan City are the Shafi'i school. This is due to the habit of the people of Medan City who consider the utilization of rahn collateral to be commonplace as long as no damage occurs.
Downloads
References
Al Jaziri, A. (2010). Al-Fih ‘ala Mazahibil Arba’ah. Beirut: Daal Al Qalam.
Ali, Z. (2008). Hukum Gadai Syariah. Jakarta: Sinar Grafika.
Ainulyaqin, M. K. (2023). Praktek Gadai Sawah di Kabupaten Bekasi Dalam Perspektif Ekonomi Islam. Jurnal Ekonomi Syariah Pelita Bangsa Vol 8, No 1.
Anshori, A. G. (2005). Gadai Syari'ah Indonesia. Jakarta: Gadjah Mada University.
Azzam, A. A. (2010). Fiqih Mu'amalat. Jakarta: Bumi Aksara.
Borotan, A. (2024). Pemikiran Imam Malik Tentang Hukum Pemanfaatan Barang Gadai Sebagai Jaminan Pinjaman Dan Relevansi Penerapannya Di Masyarakat. HUKUMAH: Jurnal Hukum Islam, Vol. 7, No. 2.
Fatma. (2018). Pemanfaatan Barang Gadai. IQRA: Jurnal Ilmu Kependidikan Dan Keislaman Vol.13 No.2.
Ghafar, A. A. (2019). Pemanfaatan Barang Gadai Dalam Perjanjian . NOTARIUS, Volume 12 Nomor 1.
Gunawan, F. R. (2022). Studi Komparatif Antara Gadai Konvensional Dan Gadai Syari'ah (Rahn). Mu’amalah Jurnal Hukum Ekonomi Syariah, Vol. 2, No. 1.
Hasibuan, D. K. (2020). Konsep Gadai Syariah Menurut Syafi’i Antonio. Jurnal: Penelitian Medan Agama Vol. 11, No. 1.
Karmaen, S. A. (2020). Pemanfaatan Barang Jaminan Oleh Murtahin Dalam Perspektif Islam. EL-HIKAM: Jurnal Pendidikan dan Kajian Keislaman, Vol 13, No 1.
Khotimah, H. (2022). Pemanfaatan Brang Dalam Perjanjian Gadai Studi Komperatif Antara Syafi'iyyah dan Malikiyyah. Jurnal Kajian Hukum Ekonomi Syariah Vol 14, No.2.
Nasution, A. M. (2019). Gadai Dalam Perspektif Hukum Ekonomi Islam. Yurisprudentia: Jurnal Hukum Ekonomi Vol. 5 No. 2 .
Qardhawi, Y. (2001). Norms and Ethics of Islamic Economics. Jakarta: Gema Insani Press.
Sabiq, S. (1995). Fih Sunnah, diterjemahkan oleh Kamaluddin. Bandung: PT. Ma'arif.
Saidin, O. (2015). Aspek Hukum Kekayaan Intelektual. Jakarta: Rajawali Pers.
Sholihah, H. A. (2019). Pemanfaatan Barang Gadai Ditinjau Dari Hukum Islam Dan Hukum Perdata Indonesia. al-Afkar,Journal for Islamic Studies Vol 2, No.2.
Sohibi, M. (2023). Penyelesaian Sengketa Gadai Syariah Atas Jaminan Barang Gadai Syariah. Indonesia Berdaya Vol 4 No.4.
Sugiono, B. (2003). Metode Penelitian Hukum. Jakarta: Raja Grafindo Persada.
Suhendi, H. (2010). Fiqih Mu'amalah. Jakarta: Rajawali Press.
Surepno. (2018). Studi Implementasi Akad Rahn (Gadai Syari'ah) Pada Lembaga Keuangan Syariah. Tawazun: Journal of Sharia Economic Law Vol 1 No 2.
Syafi’i, M. I. (2010). Al Umm Juz 4. Beirut: Daar Al Kutub Ijtima'iyyah.
Syarakhsi, S. (1990). Al Mabshuth. Beirut: Dar Al Fikr.
Turmudi, M. (2016). Operasional Gadai Dalam Sistem Hukum Ekonomi Islam. Jurnal Al-‘Adl Vol. 9 No. 1.
Vogel, F. E. (2007). Hukum Keuangan Islam:Konsep Teori dan Praktik. Bandung: Nusamedia.
Wasik, A. I. (2016). Reformulasi Pemanfaatan Barang Gadai Perspektif Hukum Islam. Jurnal Lisan Al-Hal Volume 10, No.2.
Yusuf, N. (2006). Pemanfaatan Barang Gadaian Dalam Perspektif Hukum Islam. Jurnal Al-Syir’ah Vol. 4 No. 2 Juli-Desember 2006.
Zuhaili, W. (2004). Fiqih Islam Wa Adilatuhu, juz VI. Beirut: Dar Al Fikr.
Zuhri, M. (1994). Fikih Empat Mazhab. Semarang: CV. Asy-Syifa.
Copyright (c) 2025 Muhammad Zulfahri Tambusai, Tetty Marlina Tarigan
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
