The Influence of Entrepreneurship on Economic Independence of Students with Internal Locus of Control as a Moderation Variable in an Islamic Business Perspective
Keywords:
Entrepreneurship, economic independence, Internal locus of control
Abstract
This study aims to analyze the effect of entrepreneurship on the economic independence of students at the Raden Intan State Islamic University of Lampung, with Internal Locus of Control as a moderating variable. A quantitative approach was used, employing Partial Least Squares Structural Equation Modeling (PLS-SEM). Data were collected through an online questionnaire completed by 96 respondents who were entrepreneurs at the State Islamic University Raden Intan Lampung. Based on the background of this article, the method used in this study was a descriptive method with a quantitative approach. The results showed that entrepreneurship had a positive and significant effect on economic independence. Meanwhile, internal locus of control was not able to moderate the relationship between entrepreneurship and economic independence. These findings indicate that the higher the level of student involvement in entrepreneurial activities, the greater their financial independence. From an Islamic business perspective, entrepreneurship and internal locus of control are noble efforts to achieve economic independence. However, they must be complemented by Tawakkal (trust in God) to ensure sustainability, avoid arrogance, and reject resignation. This study recommends expanding the research object so that it is not limited to certain students, allowing the generalization of results to be tested in a wider area.
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References
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Zafar, A. U., Qiu, J., Shahzad, M., Shen, J., Bhutto, T. A., & Irfan, M. (2021). Impulse buying in social commerce: bundle offer, top reviews, and emotional intelligence. Asia Pacific Journal of Marketing and Logistics, 33(4), 945–973. https://doi.org/10.1108/APJML-08-2019-0495
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Azzahra, yohana, A. luthfia. (2025). ISSN : 3025-9495 1 2 Neraca Akuntansi Manajemen, Ekonomi.
Edi setiawan, sutrisno. (2023). Pengaruh Kemudahan Penggunaan Dan Promosi Penjualan Terhadap Keputusan Penggunaan E-walllet Dana Pada Mahasiswa di kota Yogyakarta. STIE “YKP”Yogyakarta, 16.
Ekuitas, S., Majid, A., Noviarita, H., & Anggraeni, E. (2023). Peran Digitalitasi Ekonomi Untuk Membentuk Kemandirian Ekonomi Pondok Pesantren. 4(4), 1265–1273. https://doi.org/10.47065/ekuitas.v4i4.3441
Hamid, S. M., & Anwar, R. S. (2019). Struktural Equation Modelling (Sem) Berbasis Varian Konsep Dasar Dan Aplikasi Program Smart PLS 3.2.8. Dalam Riset Bisnis. PT Inkubator Penulis Indonesia.
Haryono, A., & Zairina, Z. (2022). Pengaruh entrepreunial intention terhadap motivasi berwirausaha mahasiswa. Journal of Management and Digital Business, 2(2), 103–115. https://doi.org/10.53088/jmdb.v2i2.569
Kewirausahaan, D. A. N. (2025). Peran Program Wirausaha Merdeka Dalam Mendorong Kemandirian. 2(3), 21–28.
Maimunah, Susanto, B. F., & Zulrahmadi. (2025). PENGARUH KEWIRAUSAHAAN TERHADAP KEMANDIRIAN EKONOMI MAHASISWA. Digital Business Insights Journal, 1(1), 1–7.
Marsono, S., Sulistyani, L., & Lathifah, I. (2020). Pelatihan Kewirausahaan dalam Mewujudkan Kemandirian Ekonomi bagi Siswa Sekolah Menengah Kejuruan (SMK) PGRI di Surakarta. Wasana Nyata, 4(2), 131–136. https://doi.org/10.36587/wasananyata.v4i2.748
Mu’ah. (2016). Kebijaksanan Pengembangan Kewirausahaan Di Kalangan Pengusaha Kecilkhususnya Tentang Management Usaha. 2(2), 133–143.
Mufidah, R. (2025). Peran Kewirausahaan dalam Meningkatkan Kemandirian Ekonomi Mahasiswa (Studi Kasus pada Mahasiswa Aktif di Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura). Jurnal Ekonomi Dan Bisnis, 17(1), 226–233. https://doi.org/10.55049/jeb.v17i1.427
Murti, C. D., & Utami, E. R. (2021). Pengaruh Motivasi Kerja, Self Efficacy dan Internal Locus of Control Terhadap Kinerja Karyawan Badan Kredit Desa (BKD). Reviu Akuntansi Dan Bisnis Indonesia, 5(2), 197–207. https://doi.org/10.18196/rabin.v5i2.13550
Prasetyo, A., Lubis, T. A., & Solikhin, A. (2023). Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Pengelolaan Keuangan UMKM Kuliner dan Locus of control Sebagai Variabel Mediasi di Kecamatan Pasar Kota Jambi. J-MAS (Jurnal Manajemen Dan Sains), 8(2), 1451. https://doi.org/10.33087/jmas.v8i2.1354
Priyono, & Ismail, Z. (2012). Teori Ekonomi. Dharma Ilmu.
Rizqy Aiddha Yuniawati. (2021). Pemberdayaan Perempuan dalam Membangun Kemandirian Ekonomi. SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan, 5(1), 169–173.
Sandy, M., Mulazid, A. S., & Mubarok, F. (2019). An Analysis on the Effect of Performance Factors and Technology Aspect on Market Share of Sharia-Compliant Banking in Indonesia. Advances in Economics, Business and Management Research, 101(Iconies 2018), 370–375. https://doi.org/10.2991/iconies-18.2019.73
Sari, N. (2021). Pengaruh Financial Literacy, Locus of Control, Life Style, dan Gender terhadap Financial Management Behavior Mahasiswa Universitas Negeri Surabaya. Jurnal Ilmu Manajemen, 9(2), 670. https://doi.org/10.26740/jim.v9n2.p670-680
Sugiyono. (n.d.). Metode Penelitian Bisnis (Pendekatan Kuantitatif, Kualitatif, Kombinasi dan R & D Sugiyono. In Metodelogi Penelitian.).
Sujarot. (2024). Perempuan Single Parent Dan Kemandirian Ekonomi Di Gurabesi Jayapura Utara. Indonesian Journal of Intellectual Publication, 5(1), 9–19.
Sukirman, S., Afifi, Z., & Zazuli, A. (2020). Analisis Kemandirian Usaha Mahasiswa Melalui Inovasi Produk, Pemanfaatan Teknologi Informasi Dan Minat Berwirausaha. JBTI : Jurnal Bisnis Teori Dan Implementasi, 11(1), 73–82. https://doi.org/10.18196/bti.111132
Tindangen, M., Engka, D. S. M., Wauran, P. C., Pembangunan, J. E., & Ekonomi, F. (2020). Jurnal Berkala Ilmiah Efisiensi Volume 20 No . 03 Tahun 2020 PE RAN PEREMPUAN DALAM ME NINGKAT KAN E KO NOMI KELUARGA ( STUDI KASUS : PEREMPUAN PEKERJA SAWAH DI DESA LEMOH BARAT KECAMATAN TOMBARIRI TIMUR KABUPATEN MINAHASA ). Megi Tindangen Jurnal Berkala Ilmiah Efisiensi Volume 20 No . 03 Tahun 2020 Latar Belakang Megi Tindangen. 20(03), 79–87.
Widyastuti Laurensia, Suhaidar, & Yunita Anggreani. (2017). Analisis Penerimaan Teknologi Finansial Aggregator Cekaja.com Terhadap Behavior Intention Melalui Pendekatan Teori Perilaku Rencanaan (Theory of Planned Behavior atau TPB). Indonesian Journal of Accounting and Business, 24(0717), 103–113.
Zarefar, A., Oktari, V., & Zarefar, A. (2021). Pengaruh Orientasi Kewirausahaan, Inovasi, Kemampuan Menyusun Laporan Keuangan Dan Literasi Keuangan Terhadap Kinerja UKM. Kajian Akuntansi, 22(2), 5–24.
Afifah, I., & Kuswati, R. (2023). Does Green Purchase Intention Mediate the Effect of Ethical Self Identity on Green Purchase ?1(2).
Ahmed, I., & Ishtiaq, S. (2021). Reliability and validity: Importance in Medical Research. Journal of the Pakistan Medical Association, 71(10), 2401–2406. https://doi.org/10.47391/JPMA.06-861
Bakar, R., Fauziyah, N., & Rahmat, A. (2025). Do Consumers Perceive Impulsive Buying and Pain of Payment ? E-Commerce Transactions Using Pay Later ,. 27(1), 31–59.
Bashar, A., Wasiq, M., Nyagadza, B., & Maziriri, E. T. (2024). Emerging trends in social media marketing: a retrospective review using data mining and bibliometric analysis. Future Business Journal, 10(1). https://doi.org/10.1186/s43093-024-00308-6
Burgess, J., & Spinks, W. (2014). An Examination of the Four Factors of Brand Resonance and their Theoretical Application to Video Games. Journal of New Business Ideas & Trends, 12(2), 37–49. http://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=100510743&lang=it&site=ehost-live
Ellyana Ayu Pramesti, & Kuswati, R. (2024). Innovative Approaches and Entrepreneurial Intentions: Analyzing Indonesia’s Youth through the Theory of Planned Behavior. Journal of Business and Management Studies, 6(1), 45–54. https://doi.org/10.32996/jbms.2024.6.1.3
Ihza, F., Widiyantoro, A., & Kuswati, R. (2024). Journal of Humanities and Social Sciences Studies Understanding the Influence of Brand Experience and Brand Satisfaction on Brand Loyalty: Mediated by Brand Love. 7–16. https://doi.org/10.32996/jhsss
Indriana, A., Sholahuddin, M., Kuswati, R., & Soepatini. (2022). The Impact of e-WOM and Celebrity Endorser on Purchase Intention Mediated by Brand Image: A Study on Halal Cosmetic Products. Journal of Business and Management Studies, 4(4), 197–210. https://doi.org/10.32996/jbms.2022.4.4.29
Joseph, A. S. (2022). “Social Media Impact on Online Impulse Buying-A social Commerce Perspective.”24(12), 1–05. https://doi.org/10.9790/487X-2412050105
Karnia, R. (2024). Importance of Reliability and Validity in Research. 13(6), 137–141.
Kuswati, R., Soepatini, S., Kussudyarsana, K., & Zakiyah, S. (2024). Parasocial Interactions of Indonesian Beauty Vloggers in the Digital Age: Do they Impact Purchases by Millennial Netizens? WSEAS Transactions on Information Science and Applications, 21, 196–207. https://doi.org/10.37394/23209.2024.21.19
Lee, J. P. (2024). Social anxiety and social networking service addiction proneness among university students: A moderated mediation model of narcissism and gender. PLoS ONE, 19(6 June), 1–14. https://doi.org/10.1371/journal.pone.0304741
Niehaves, B., & Ortbach, K. (2016). The inner and the outer model in explanatory design theory: The case of designing electronic feedback systems. European Journal of Information Systems, 25(4), 303–316. https://doi.org/10.1057/ejis.2016.3
Nur, R., Saputra, M., Kuswati, R., & Surakarta, U. M. (2024). The Effect Of Hedonic Motivation ang Positive Affect on Impulsive Buying Behavior Mediated by Shopping Lifestyle. 4(12), 11186–11199.
Rahayu Pangestuti, M., Alam Romadhon, Y., & Kuswati, R. (2024). The Influence of Compensation and Workload on the Quality of Health Services in Hospitals with the Effectiveness of Electronic Medical Records as a Mediating Variable. International Journal of Management Science and Information Technology, 4(2), 285–296. https://doi.org/10.35870/ijmsit.v4i2.2934
Safeer, A. A. (2024). Harnessing the power of brand social media marketing on consumer online impulse buying intentions: a stimulus-organism-response framework. Journal of Product and Brand Management, 33(5), 533–544. https://doi.org/10.1108/JPBM-07-2023-4619
Sharma, K., Kodhati, P., and Sukhavasi, S. (2022). Emotional Marketing on Consumer Behaviour - Perception Study. International Journal of Consumer Studies, 47(6), 2396–2416.
Taherdoost, H. (2021). Data Collection Methods and Tools for Research; A Step-by-Step Guide to Choose Data Collection Technique for Academic and Business Research Projects Hamed Taherdoost. Data Collection Methods and Tools for Research; A Step-by-Step Guide to Choose Data Coll. International Journal of Academic Research in Management (IJARM), 2021(1), 10–38. https://hal.science/hal-03741847
Yuliana, R. (2024). Analysis of the Effect of Entrepreneurship Education on Entrepreneurial Intentions with Entrepreneurial Motivation and Opportunity Recognition as Intervening Variables. 4(1), 148–154.
Zafar, A. U., Qiu, J., Shahzad, M., Shen, J., Bhutto, T. A., & Irfan, M. (2021). Impulse buying in social commerce: bundle offer, top reviews, and emotional intelligence. Asia Pacific Journal of Marketing and Logistics, 33(4), 945–973. https://doi.org/10.1108/APJML-08-2019-0495
Published
2026-01-28
How to Cite
Latifah, L., Ridwansyah, R., & Selvina, M. (2026). The Influence of Entrepreneurship on Economic Independence of Students with Internal Locus of Control as a Moderation Variable in an Islamic Business Perspective. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(1), 2285-2301. https://doi.org/10.31538/iijse.v9i1.9026
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