The Effect of Perceived Security, Perceived Ease of Use, and Perceived Usefulness on Interest in Using Linkaja E-Wallet in Mataram City

  • Dinda Dwi Ardila Universitas Mataram, Mataram, Indonesia
  • Handry Sudiartha Athar Universitas Mataram, Mataram, Indonesia
Keywords: Perceived Security, Perceived Ease of Use, Perceived Usefulness, Interest to Use, E-wallet

Abstract

This study aims to determine the influence of Perceived Security, Perceived Ease of Use, and Perceived Usefulness on the Interest in Using LinkAja E-wallet in Mataram City. The sample in this study amounted to 112 respondents taken using probability sampling with purposive sampling technique. Data collection used a questionnaire with a Likert scale of 1-5. The analytical tool used is multiple linear regression analysis using SPSS Software Version 27 Classical assumption testing, partial testing (t-test), simultaneous testing (f-test) and coefficient of determination (R2). The results of this study indicate that the variable Perceived Security (X1) has a negative and significant effect on Interest in Using (Y). Meanwhile, the variables Perceived Ease of Use (X2) and Perceived Usefulness (X3) have a positive and significant effect on Interest in Using (Y).

 

 

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Published
2026-01-31
How to Cite
Ardila, D., & Athar, H. S. (2026). The Effect of Perceived Security, Perceived Ease of Use, and Perceived Usefulness on Interest in Using Linkaja E-Wallet in Mataram City. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(1), 2473-2481. https://doi.org/10.31538/iijse.v9i1.9050