Technology Acceptance Model, Halal MSMEs Intention in Using QRIS

  • Riyan Pradesyah Universitas Muhammadiyah Sumatera Utara, Medan, Indonesia
  • Khairunnisa Khairunnisa Universitas Muhammadiyah Sumatera Utara, Indonesia
  • Abdul Hadi Ismail Universitas Muhammadiyah Sumatera Utara, Indonesia
Keywords: TPB, TAM, MSMEs, QRIS

Abstract

The use of QRIS in the payment system used by halal MSMEs, there are still many limitations and problems that often arise, so in this case, researchers try to construct the Technology Acceptance Model theory, and Theory of Planned Behaviour, which aims to see the extent of its influence on the intensity of halal MSMEs in using QRIS. This research is quantitative research, with the SmartPLS analysis tool. The object of research is Halal MSMEs in the city of Medan. The questionnaire distribution uses two methods, namely online and offline. As for what is obtained, the X1 variable (Technology Acceptance Model) has a non-significant effect on variable Y (MSME intensity using QRIS) is 1.476 or 14.76%. Then the X2 variable (Theory of Planned Behavior) has a significant effect on Y (Intensity of halal MSMEs using QRIS) is 7,245 or 72.45%.

Downloads

Download data is not yet available.

References

Elena, M. (2021). BI Catat 10,4 Juta Merchant telah Gunakan QRIS. Ekonomi.Bisnis.Com. https://ekonomi.bisnis.com/read/20210923/9/1445881/bi-catat-104-juta-merchant-telah-gunakan-qris

Fajri, N., Hamidah, & Anshari, M. R. (2022). Efektifitas Penggunaan Strategi Pembelajaran Card Sort Dalam Meningkatkan Kemampuan Membaca Al-Qur’an Pada Anak di TPA Sidomulyo Kota Palangka Raya. Jurnal Ilmiah Wahana Pendidikan, 8(19), 150–157.

Firman Hidranto. (2021). Satu QR Code untuk Semua Pembayaran. Indonesia.Go.Id. https://www.indonesia.go.id/kategori/feature/2516/satu-qr-code-untuk-semua-pembayaran

Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate Data Analysis. In Vectors. https://doi.org/10.1016/j.ijpharm.2011.02.019

Ismail, A. H., khairun, Pradesyah, R., & Bara, A. (2023). Support System Lembaga Keuangan Syariah Dalam Pengembangan UMKM Halal Kota Medan. Jurnal Akuntansi Dan Pajak, 87(1,2), 149–200. https://jurnal.stie-aas.ac.id/index.php/jap/article/view/6401/pdf

Karniawati, N. P. A., Darma, G. S., Mahyuni, L. P., & Sanica, I. G. (2021). Community perception of using qr code payment in era new normal. Palarch’s Journal Of Archaeology Of Egypt/Egyptology, 18(1), 3986–3999.

Kemenko Perekonomian. (2022). Perkembangan UMKM sebagai Critical Engine Perekonomian Nasional Terus Mendapatkan Dukungan Pemerintah. Kementerian Koordinator Bidang Perekonomian, 1–2. www.ekon.go.id

Listiawati, R., Vidyasari, R., & Novitasari, N. (2022). QRIS Efficiency in Improving Digital Payment Transaction Services for Culinary Micro-Small and Medium Enterprises in Depok City. Operations Research: International Conference Series, 3(2), 67–73. https://doi.org/10.47194/orics.v3i2.133

Mahyuni1, L. P., & Setiawan, I. W. A. (2021). Bagaimana QRIS Menarik Minat UMKM ? Sebuah Model Untuk Memahani Intensi UMKM Menggunakan QRIS How Does QRIS Attract Msmes ? A Model To Understand The Intentions Of Smes Using QRIS. Forum EKonomi, 23(4), 735–747.

Nasution, A. S., & Sihotang, M. K. (2022). Analisis Pada Umkm Medan Marelan Dalam Ekosistem Halal Value Chain. Journal of Sharia Economics, 3(2), 171–183. https://doi.org/10.22373/jose.v3i2.2033

Pradesyah, R., Muhammadiyah, U., & Utara, S. (2023). The Influence Of Sharia Hotel Literacy , Service And Promotion On Consumers ’ Decisions To Use Sharia Hotel Services In Medan City , With. 4, 815–827.

Sekarsari, K. A. D., Indrawati, C. D. S., & Subarno, A. (2021). Optimalisasi Penerapan Quick Response Code Indonesia Standard (QRIS) Pada Merchant Di Wilayah Surakarta. Jurnal Informasi Dan Komunikasi Administrasi Perkantoran, 5(2), 43–57.

Setiawan, I. W. A., & Mahyuni, L. P. (2020). QRIS Di Mata UMKM: Eksplorasi Persepsi Dan Intensi UMKM Menggunakan QRIS. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 10(9), 921–946.

Sugiyono. (2019). Metode Penelitian Bisnis Pendekatan Kuantitatif, Kualitatif, Kombinasi, dan R&D. Alfabeta.

Wahyuni, S. F., Hafiz, M. S., & Pradesyah, R. (2016). The Effect of Contribution, Role, And Capital on MSMEs Business Development In Islamic Banks With Human Resources Quality As A Moderation Variable Sri. 6(1), 1–23. https://www.e-journal.ikhac.ac.id/index.php/iijse/article/view/3044

Widowati, N., & Moch Khusaeni. (2022). Adopsi Pembayaran Digital Qris Pada UMKM Berdasarkan Technology Acceptance Model. Journal of Development Economic And Social Studies, 1(2), 325–347.

Wong, K. K.-K. (2013). Partial least square structural equation modeling (PLS-SEM) techniques using SmartPLS. Marketing Bulletin, 24(1), 1–32.

Published
2024-01-31
How to Cite
Pradesyah, R., Khairunnisa, K., & Ismail, A. (2024). Technology Acceptance Model, Halal MSMEs Intention in Using QRIS. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 7(1), 1508-1520. https://doi.org/10.31538/iijse.v7i1.4014

Most read articles by the same author(s)