PROFIL DAN PENERAPAN MANAJEMEN RISIKO DI BANK SYARIAH

Abstract

Islamic bank is finance institution that main business provide funding and other service In traffic payment and of money circulation, where its management adapted to the syariah principles. The development of syariah banking market closely it is related to the management of the risk which are handled by a bank to a wheel function as collecting and distributing of fund can work stable. Studies of risk management are rising. Financial institutions including islamic bank, at least has been admitted that they must look for ways to reduce the risk to maintain competitiveness, profitability, and loyalty of the customers. Therefore the application of on risk management syariah banking needed to reduce the possibilities of losses from risk and strengthen the institutional structure. For example capital adequacy to increase the capacity, their bargaining position, and their reputation in attracting customer. The management need to create environments risk management and identify goals and strategies clearly institutions, and form a system that can identify, measuring, monitor, and manage various exposure risk, Islamic bank also needs to form control system that reliable.