Analysis of Factors Influencing Sharia Economics Students' Interest in Using Digital Wallets (Case Study of E-Wallet Fund Users at Muhammadiyah Mataram University)
Abstract
The increasing phenomenon of non-cash payments and digital transactions has encouraged the emergence of various e-wallet service providers who are competing to provide convenient, safe, and easy-to-use payment solutions to customers. Can these funds provide confidence and satisfaction to students interested in using Muhammadiyah University in Palembang to provide influence and benefits to students? The method used is quantitative with multiple linear regression analysis techniques using SPSS Ver.26 software with a total of 67 respondents. The results of the research state that Trust and Satisfaction have a positive and significant influence on interest in using the Dana digital wallet among Universitas Muhammadiyah Mataram students.
Downloads
References
Achmad Agung, B. E. (2023). Analisis Faktor-Faktor Yang Mempengaruhi Minat Penggunaan E-Wallet Pada Generasi Milenial Di Kabupaten Wonosobo (Studi Kasus Pengguna E-Wallet Shopeepay). Jurnal Akuntansi, Manajemen dan Perbankan Syariah.
Anindita Lintangdesi Afriani, K. H. (2022). Analisis Faktor-Faktor Penggunaan Aplikasi Dompet Digital Melalui Techonology Acceptance Model (Tam). Jurnal Komunikasi, Masyarakat Dan Keamanan.
Dewi Khornida Marheni, C. ,. (2022). Factors Determining College Students’ Intention To Use E-Wallets. Jurnal Almana.
Gubernur Bank Indonesia (2018) Peraturan Bank Indonesia Nomor 20/6/PBI/2018 tentang Uang Elektronik. Indonesia. Tersedia pada: https://www.bi.go.id/id/publikasi/peraturan/Documents/PBI-200618.pdf.
Hyun, Y. K.-C. (2014). Inter- Satisfaction antara Website dan sistem distribusi panggilan otomatis. wisata perjalanan, 818-841.
Lili Rahma, N. d. (2023). Analisis Faktor-Faktor Penggunaan Dompet Digital (E- Wallet) sebagai Alat Transaksi di Tinjau dari Perspektif Ekonomi Islam. Journal of Islamic Economic and Finance, 157-167.
Marlena, F. R. (2023). Analisis Faktor - Faktor Yang Mempengaruhi Minat Masyarakat Surabaya Terhadap Penggunaan Dompet Digital Gopay. Jurnal Pendidikan Tata Niaga.Sugiyono. (2019). Metodelogi penelitian kuantitatif, kualitatif dan R&D. Bandung: Alfabeta, 15.
Ma’rifatul Hikmah, A. F. (2022). Faktor-Faktor Yang Mempengaruhi Penggunaan Dompet Digital Dana (Studi Kasus Masyarakat Dki Jakarta). Jurnal Inovasi Manajemen dan Bisnis.
Mumtaha, H. A., & Khoiri, H. A. (2019). Analisis Dampak Perkembangan Revolusi Industri 4.0 Dan Society 5.0 Pada Perilaku Masyarakat Ekonomi (E-Commerce). Jurnal Pilar Teknologi: Jurnal Ilmiah Ilmu Ilmu Teknik, 4(2). https://doi.org/10.33319/Piltek.V4i2.39
Munari, G. d. (2022). Analisis Faktor Faktor Yang Mempengaruhi Penggunaan Dompet Digital. Jurnal Ilmiah MEA.
Nurbaiti, P. K. (2023). Minat Menggunakan E-Wallet Dana di Kalangan Mahasiswa di kota medan. Jurnal Ekonomi dan Ekonomi Syariah.
Naution, D.A., Hasibuan, R.R.A. dan Prayoga, R. (2021) “Tingkat Perkembangan Fintech (Financial Technology), Pemahaman Fintech (Financial Technology) dan Minat Mahasiswa UIN Sumatera Utara,” Jurnal Pendidikan Tambusai, 5(3), hal. 9080–9090. Tersedia pada: https://jptam.org/index.php/jptam/article/view/2423.
Priyono, A. (2017). Analisis Pengaruh Trust Dan Risk Dalam Penerimaan Teknologi Dompet Elektronik Go-Pay. Jurnal Siasat Bisnis, 21(1), 88–106. Https://Doi.Org/10.20885/Jsb.Vol21.Iss1.Art6
Prameswari, A. H., N, D., & Nurbaiti. (2022). Analisis Faktor-faktor Yang Mempengaruhi Minat Mahasiswa UINSU Medan Dalam Menggunakan Sistem Pembayaran E-Wallet. 60-70.
Rafik, M. L. (2023). Determinan Penggunaan Dompet Digital di Kalangan Mahasiswa. Jurnal Mahasiswa Bisnis dan Manajemen, 221-248.Maulida, R. (2019) Fintech: Pengertian, Jenis, Hingga Regulasinya di Indonesia, online-pajak.com. Tersedia pada: https://www.online-pajak.com/tentang-pajak-pribadi/fintech (Diakses: 19 Agustus 2023).
Rahadian, A. M. (2022). Analysis of acceptance factors and market potential of digital wallets of college students. Jurnal BISMA.
Shinta, & Shinta, A. (2011). Manajamen Pemasaran. Malang: Universitas Brawijaya Press.
Toha, M., & Rozikin, K. (2020). Implementasi Maqasid Al-Shari’ah Dalam Manajemen Strategis Syariah. JES (Jurnal Ekonomi Syariah), 5(1). https://doi.org/10.30736/jesa.v5i1.75
Toha, Mohamad & Supriyanto. (2023). Factors Influencing the Consumer Research Process: Market Target, Purchasing Behavior and Market Demand (Literature Review Of Consumer Behavior). Danadyaksa: Post Modern Economy Journal, 1(1), 1–17. Retrieved from https://e-journal.bustanul-ulum.id/in
Vina Dewi, R. I. (2021). Analisis Faktor Penggunaan Dompet Digital Di Kalangan Mahasiswa Perguruan Tinggi Surabaya. Jurnal Teknik Informatika dan Sistem Informasi, 312-322.
Wulan, I., & Jannah, N. (2022). Jurnal Ilmu Komputer. Ekonomi dan Manajmeen (JIKEM), 1487-1499
Copyright (c) 2024 Dalingga Saputra, Ahadiah Agustina, Nur Fitri Hidayanti
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
